www.hl.co.uk/news/articles/Index-funds-vs-ETFs--what-investors-need-to-know
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Which one is safer? One isn’t safer than the other. It all depends on what the fund owns. For example, an ETF invested in emerging markets would normally be considered riskier than one investing in developed markets, like the US. Or an index fund holding stocks might be considered riskier than one holding bonds.
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Bevan Patel
Difference between index funds and ETFs
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